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Terms of Service

Terms governing your use of our website and services

Effective Date: February 11, 2026

Welcome to E.A.I Group INC. These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing or using the E.A.I Group INC website (the "Site") and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

2. Use of Our Website

Eligibility

You must be at least 18 years old and capable of entering into legally binding contracts to use our Site and services. By using our Site, you represent and warrant that you meet these eligibility requirements.

Permitted Use

You may use our Site for lawful purposes only. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, local, or international law
  • Attempt to gain unauthorized access to any portion of the Site or any systems or networks
  • Interfere with or disrupt the Site or servers or networks connected to the Site
  • Use any automated system to access the Site in a manner that sends more requests than a human can reasonably produce
  • Transmit any viruses, malware, or other malicious code

3. Business Funding Services

E.A.I Group INC is a direct lender offering business funding solutions. Our services include, but are not limited to:

  • Working Capital Loans
  • Revenue-Based Financing
  • Business Funding
  • Short-Term Financing
  • Equipment Financing

Application Process

Submitting an application through our Site does not guarantee approval or funding. All applications are subject to our underwriting criteria and approval process. We reserve the right to approve or deny any application at our sole discretion.

Loan Terms

Specific terms and conditions of any funding arrangement will be outlined in a separate loan agreement or contract. Those terms will govern the funding relationship and supersede any conflicting provisions in these Terms of Service.

4. SMS Terms & Conditions

IMPORTANT: Consent to receive text messages is NOT required as a condition of purchase or doing business with E.A.I Group INC. You may decline to opt-in to text messages and still access all of our services.

By providing your mobile phone number and opting in to receive text messages, you expressly consent to receive text messages from E.A.I Group INC. These messages may include, but are not limited to:

  • Funding status updates
  • Appointment reminders
  • Account notifications
  • Marketing and promotional messages
  • Service-related announcements

Automatic Telephone Dialing System

You acknowledge and consent that text messages may be sent using an automatic telephone dialing system. Standard message and data rates may apply based on your mobile carrier's plan. Message frequency varies.

Opt-Out Instructions

You may opt-out of receiving text messages at any time by texting STOP to any text message you receive from us. After you send the message "STOP," we will send you a confirmation text and you will no longer receive text messages from us unless you opt back in.

Help & Support

For help with text messages, text HELP to any message you receive from us, or contact us at [email protected].

No Obligation

Your consent to receive text messages is entirely voluntary and is not required to purchase services or do business with E.A.I Group INC. You may choose not to provide consent and still have full access to our business funding services.

Carrier Charges & Liability

Message and data rates may apply. Mobile carriers are not liable for delayed or undelivered messages. Delivery of text messages is subject to your mobile carrier's network availability and coverage.

5. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of E.A.I Group INC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our express written permission.

6. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

  • The Site will be uninterrupted, secure, or error-free
  • The results obtained from using the Site will be accurate or reliable
  • Any errors in the Site will be corrected

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, E.A.I GROUP INC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

8. Indemnification

You agree to indemnify, defend, and hold harmless E.A.I Group INC, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

9. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by E.A.I Group INC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

10. Privacy

Your use of the Site is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Delaware for the resolution of any disputes.

12. Dispute Resolution

Any dispute arising out of or relating to these Terms or the use of our Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and E.A.I Group INC regarding the use of the Site and supersede all prior agreements and understandings.

15. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If we make material changes, we will provide notice by posting the updated Terms on this page with a new effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

16. Contact Us

If you have any questions about these Terms of Service, please contact us:

E.A.I Group INC
8 The Green Street B
Dover, DE 19901
Email: [email protected]

SMS Reminder: Consent to receive text messages is NOT a condition of purchase. Text STOP to opt-out or HELP for assistance. Message and data rates may apply. Messages sent using an automatic telephone dialing system.

E.A.I Group INC

Direct business lender providing flexible financing solutions

8 The Green Street B
Dover, DE 19901

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